See how much you can borrow and compare loan offers that fit you.
CreditCheck builds your credit profile in minutes, combining the information you provide with bank-verified transaction insights to help you unlock better-matched loan and mortgage offers.
Why CreditCheck
A smarter way to find loan and mortgage deals.
Most loan finders rely only on what you type in. CreditCheck goes further: verifying key details through a bank-verified transaction summary via Open Banking to create a more reliable credit profile and better-matched offers.
So you stop receiving generic proposals based on assumptions. Every loan or mortgage offer you see responds to your real financial situation: your verified income, stability and repayment capacity, not just what you declare on a form.
How it works
Before you see any offers, Creditcheck guides you through a short, structured process designed to be fast, secure, and transparent. You stay in control at every stage. Your information is used only to build a clearer, more accurate credit profile that helps match you with loan and mortgage options that actually fit your situation.
No financial expertise or paperwork required: in three simple steps you go from not knowing what you can afford to having real offers on the table.
Complete the questionnaire
Answer a few quick questions about your finances to build your first credit snapshot.
Securely link your bank
Confirm your information using your bank's secure consent flow. CreditCheck never sees your password or accesses your account, only receiving a read-only transaction report after you approve.
Receive tailored offerings from our loan providers
View your credit profile and receive loan or mortgage offers matched to your situation.
What you get
Your credit profile, made simple.
CreditCheck turns your information into a clear snapshot that shows what's working, what might be holding you back, and how to improve.
In your profile you'll see:
- Income and spending patterns in a clear, easy-to-follow view
- Stability indicators based on consistency over time
- Commitments and recurring payments when visible through transactions
- Potential risk flags so you can address issues early
- Practical tips to strengthen your profile
Why verifying helps
A stronger profile starts with accurate data.
Self-reported info is helpful; verification improves reliability, reduces mistakes, and leads to better-matched offers. When a lender sees data confirmed by your bank, they can offer you finer-tuned terms with less margin for error.
Verification helps you:
- Avoid missing details or errors
- Build a profile you can trust
- Get more relevant offers with fewer dead ends
Privacy & security
Your data stays yours. Always.
Creditcheck is built with privacy and security as the default and follows strict GDPR standards. You decide what information to share and you stay in control of your data at all times.
CreditCheck never asks for or stores your bank credentials
CreditCheck never accesses your bank account
CreditCheck receives only a read-only transaction report, and only after you explicitly approve
Frequently asked questions
Talk to our team
Have questions or want to explore how Creditcheck works for your business? Share a few details and our team will get back to you with clear answers and next steps. No pressure, no sales talk. Just a practical conversation about whether Creditcheck is the right fit for you.